Payment Technologies

Cambridge has built a world-class trading operation that is renowned for its innovation and exemplary service. Our extensive selection of products and services, supported by leading-edge technologies, are tailored to support the unique way your business operates.

Payment and Settlement Flexibility

Cambridge provides the flexibility of making wire, EFT, draft, check or bill payments, with settlement options ranging from spot deals, standing orders and forward contracts, to cash letters and collections.

Currency Capabilities

We are pleased to offer settlement options in over 140 different currencies, including assistance with the associated regulatory disclosures and remittance. We also provide real-time SWIFT copies, allowing you to ensure your funds arrive on time and without complications.

Intuitive User Experience

  • Easy and accessible functionality enabled by leading technology
  • Compatible with modern web browsers on PCs and tablets
  • Extensive online help and customer support available

Powerful Data Validation

  • Confirms payments data meets banking and regulatory guidelines for multiple currencies and channels
  • Comprehensive database of banking and regulatory rules

Robust Integration

  • Full suite of APIs to enhance your in-house system with payment and data validation capabilities
  • Customizable upload and return file capability easily integrates with your ERP or accounting system

Link API

Integration is at the forefront today in the payments industry and Cambridge Link has been architected with this in mind. We enable our partners to build advanced global payments capabilities on their own platforms using our robust RESTful API.

Link Balance

Link Balance enables you to store value in the currency of your choice saving you time and money in maintaining bank accounts around the world. Link Balance can be used to securely pay and receive money from vendors and other business partners. Moving money between your Link Balances is instantaneous and free.

AP Automation Solutions

Manage All Invoice Payments in an Easier and More Cost-Effective Way, While Adding a World-Class Virtual Card Program.

Our integrated payables software can connect bank accounts and invoice data from multiple divisions, regional offices and subsidiaries to centrally make payments across all modes. This means your AP staff can make check, ACH, credit card and wire payments in a single payment run. You’ll be able to save time, reduce costs and generate rebates on spending — all without changing your existing AP processes.

More Efficient AP Process:

Remove the burden of managing paper invoices, paper check payments and manual reconciliation.

Improved Profit Margins:

New payment modes generate rebates on spending, which drops directly to the bottom line.

Increased Working Capital:

AP automation programs introduce a new credit line to increase working capital and extend cash float.

Gain a Competitive Edge by Leveraging AP as an Asset Rather than a Cost Center

Credit Cards

As part of our integrated payment solutions, our virtual credit card program allows you to deliver payments electronically using a secure, single-use Mastercard account number. Earn money-back rebates on every transaction!


Our in-house Vendor Enrollment team works with you to convert venders to electronic payments. Our network consists of our 700,000 vendors who already accept electronic payments.

Execute All Payments
At One Time

Make virtual card, check, ACH and wire payments in a single payment run from your ERP – no need for separate payment files for each payment type.

Manage All Payments Using
Your Existing ERP

Connect data from multiple systems, business units and locations to manage payments in one place with seamless approval workflows and comprehensive reporting.

Minimize Time Spent And Cost Of Managing Payments

Making all payments in a single run eliminates the need for batch processing, cash requirements approvals and payment execution for each payment mode. Plus, moving to electronic payments means even fewer checks, less fraud risk, less printing and postage.

Greater Insight Into
Payment Data

Because all of your payment data is consolidated in one central hub, you benefit from easier reporting and a full view of your expenses.

Emerging Markets

Emerging markets are some of the most dynamic and fastest-growing economies in the world. Cambridge has a dedicated business unit to help you overcome the enormous challenges they present when making local currency payments.


Our new Emerging and Frontier Markets team offers full-service corporate foreign exchange with the ability to seamlessly reach difficult markets efficiently and effectively.


Our Emerging and Frontier Markets team has over 25 years of experience providing organizations with innovative solutions for international payments.

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In-Country Delivery

We offer flexible and efficient in-country options, including third-party payment capability, with no minimum or maximum transaction amounts and all-inclusive prices. Our dedicated middle-office operations and investigations teams strive to ensure seamless payment processing to every part of the globe.

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Currency Liquidity

Cambridge is proud to offer market-making capabilities in more than 130 exotic currencies. We have extensive knowledge of the complex dynamics that drive exchange rates in some of the world’s most illiquid markets, and we provide regular analysis on developments that could affect trading conditions.

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Local Regulatory Knowledge

We have specialized knowledge of country-specific foreign exchange regulatory requirements for making payments and ensuring compliance with anti-money-laundering best practices.

Available Currencies

We offer extensive settlement options to over 180 countries, with no cumbersome limits on your minimum or maximum transaction amounts. While the units listed below are the most commonly settled currency in each country, Cambridge can send funds in almost any currency, to any destination.

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